{"id":794,"date":"2026-04-24T22:13:37","date_gmt":"2026-04-24T22:13:37","guid":{"rendered":"https:\/\/caresyncexperts.co.uk\/wp\/?p=794"},"modified":"2026-04-24T22:13:39","modified_gmt":"2026-04-24T22:13:39","slug":"what-tenants-in-common-meaning-uk-2026","status":"publish","type":"post","link":"https:\/\/caresyncexperts.co.uk\/wp\/what-tenants-in-common-meaning-uk-2026\/","title":{"rendered":"What Is Tenants in Common Meaning UK: 2026 Update"},"content":{"rendered":"\n<p><strong><em>Tenants in common meaning uk: Tenants in common is a form of UK property co-ownership where two or more people own specific shares of a property, which can be equal or unequal. Unlike joint tenants, each owner controls their share and can leave it to anyone in a Will instead of it automatically passing to the other owner.<\/em><\/strong><\/p>\n\n\n\n<p>In simple terms, tenants in common gives you control over your portion of a property, making it a practical option for families, caregivers, or individuals planning ahead for inheritance and <a href=\"https:\/\/www.gov.uk\/joint-property-ownership\" target=\"_blank\" rel=\"noreferrer noopener\">long-term care needs<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"675\" height=\"180\" src=\"https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/03\/get-expert-help.gif\" alt=\"\" class=\"wp-image-418\"\/><figcaption class=\"wp-element-caption\"><strong><a href=\"https:\/\/www.caresyncexperts.co.uk\/elevate-care-services\/guidance-and-support\">Get expert support<\/a> for your <a href=\"https:\/\/www.caresyncexperts.co.uk\/tenders\">next tender<\/a>, inspection-ready policies, or <a href=\"https:\/\/www.caresyncexperts.co.uk\/services\/cqc-registration\">CQC registration<\/a> \u2014 book a call with Care Sync Experts today and <a href=\"https:\/\/www.caresyncexperts.co.uk\/services\/compliance-management\">let\u2019s get you compliant<\/a> and competitive.<\/strong><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Key Takeaways<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tenants in common allows split ownership, often in unequal shares (e.g., 70\/30 or 60\/40).<\/li>\n\n\n\n<li>Each owner can pass their share through a Will, instead of it going automatically to the other owner.<\/li>\n\n\n\n<li>This structure supports care planning, especially when protecting family assets or children\u2019s inheritance.<\/li>\n\n\n\n<li>It differs from joint tenants, where ownership transfers automatically on death.<\/li>\n\n\n\n<li>A Declaration of Trust is usually required to record ownership percentages and responsibilities.<\/li>\n\n\n\n<li>It can affect care home fees assessments, as only a person\u2019s share may be considered.<\/li>\n<\/ul>\n\n\n\n<p>When structured correctly, tenants in common can help families and caregivers protect property, plan for future care costs, and avoid unintended inheritance outcomes, which is why it\u2019s widely used in the UK beyond simple property ownership.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Tenants in Common Matters for Care Planning<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Barnet Homecare Tender 2026: \u00a336m Framework 3 Lots Explained\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/wCULxwQTITE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/www.youtube.com\/watch?v=wCULxwQTITE&amp;pp=0gcJCdQKAYcqIYzv\" target=\"_blank\" rel=\"noopener\"><em>Barnet Homecare Tender 2026: \u00a336m Framework 3 Lots Explained<\/em><\/a><\/figcaption><\/figure>\n\n\n\n<p>For caregivers and families, property ownership is not just about buying a home; it plays a key role in protecting assets, planning for future care, and securing inheritance for loved ones.<\/p>\n\n\n\n<p>Tenants in common becomes especially relevant when care needs arise. Many families worry about how property will be treated if an older adult requires residential care or long-term support. With this ownership structure, each person owns a defined share, which can influence how assets are assessed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How It Helps in Care Situations<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Protecting family inheritance:<\/strong> A parent can ensure their share of the property goes to children, rather than automatically transferring to a partner or co-owner.<\/li>\n\n\n\n<li><strong>Supporting blended families:<\/strong> This structure works well where there are children from previous relationships who need to be included in estate planning.<\/li>\n\n\n\n<li><strong>Planning around care home fees:<\/strong> Under means testing, only an individual\u2019s share may be considered, not the entire property, when assessing <a href=\"https:\/\/caresyncexperts.co.uk\/wp\/uk-cost-of-living-payment-eligibility\/\" data-type=\"post\" data-id=\"481\">eligibility for support<\/a>.<\/li>\n<\/ul>\n\n\n\n<p>Tenants in common can affect care home fees because local authorities may assess only the individual\u2019s share of the property, rather than the full value.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why Caregivers Should Pay Attention<\/strong><\/h3>\n\n\n\n<p>Caregivers often help families make decisions that go beyond immediate care needs. Property ownership can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Impact funding options for care<\/li>\n\n\n\n<li>Influence financial stability for dependents<\/li>\n\n\n\n<li>Reduce disputes later between family members<\/li>\n<\/ul>\n\n\n\n<p>Without proper planning, families can face unexpected outcomes, such as losing control over property inheritance or encountering complications during care assessments.<\/p>\n\n\n\n<p>In practice, many families choose tenants in common as part of a wider care and estate planning strategy, especially when they want clarity, flexibility, and long-term protection.<\/p>\n\n\n\n<p><strong>RELATED: <a href=\"https:\/\/caresyncexperts.co.uk\/wp\/what-are-part-l-building-regulations-2026\/\" data-type=\"post\" data-id=\"587\">What Are Part L Building Regulations? What Care Homes Need to Know in 2026<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Is Tenants in Common? (UK Definition Explained)<\/strong><\/h2>\n\n\n\n<p>Tenants in common definition: Tenants in common is a type of property ownership in the UK where each owner holds a specific share of a property, rather than owning it jointly as a whole.<\/p>\n\n\n\n<p>Each tenant in common owns a defined percentage, which can be equal or unequal depending on financial contributions or agreements. For example, one person may own 60% while another owns 40%.<\/p>\n\n\n\n<p>A tenancy in common allows each owner to control their share independently, including the right to sell, transfer, or pass it on through a Will.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Key Features of a Tenancy in Common<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Separate ownership shares:<\/strong> Each person owns a distinct portion of the property<\/li>\n\n\n\n<li><strong>Unequal contributions allowed:<\/strong> Ownership can reflect who paid more towards the deposit or mortgage<\/li>\n\n\n\n<li><strong>No automatic inheritance:<\/strong> Shares do not pass to co-owners automatically<\/li>\n\n\n\n<li><strong>Full control over your share:<\/strong> You can leave your portion to family, children, or others<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How It Works in Practice<\/strong><\/h3>\n\n\n\n<p>When two or more people buy a property as tenants in common, they usually:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Agree on ownership percentages<\/li>\n\n\n\n<li>Record this in a Declaration of Trust<\/li>\n\n\n\n<li>Share responsibilities such as mortgage payments and maintenance<\/li>\n<\/ul>\n\n\n\n<p>This setup gives flexibility, but it also requires clear documentation and agreement upfront to avoid disputes later.<\/p>\n\n\n\n<p>For caregivers and families, understanding what is tenants in common helps ensure that property ownership aligns with long-term care planning, inheritance goals, and financial protection.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tenants in Common vs Joint Tenants (UK Explained Clearly)<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/Joint-Tenancy-or-Tenancy-In-Common-1024x576.png\" alt=\"Joint Tenancy or Tenancy-In-Common\" class=\"wp-image-803\" srcset=\"https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/Joint-Tenancy-or-Tenancy-In-Common-1024x576.png 1024w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/Joint-Tenancy-or-Tenancy-In-Common-300x169.png 300w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/Joint-Tenancy-or-Tenancy-In-Common-768x432.png 768w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/Joint-Tenancy-or-Tenancy-In-Common-1536x865.png 1536w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/Joint-Tenancy-or-Tenancy-In-Common-2048x1153.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><em>Joint Tenancy or Tenancy-In-Common<\/em><\/figcaption><\/figure>\n\n\n\n<p>Choosing between tenants in common vs joint tenants UK depends on how you want to manage ownership, inheritance, and long-term care planning.<\/p>\n\n\n\n<p>The key difference between joint tenants and tenants in common is how ownership and inheritance work.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Joint Tenants Meaning (UK)<\/strong><\/h3>\n\n\n\n<p>Under joint tenants, all owners:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Own the entire property together<\/li>\n\n\n\n<li>Hold equal shares (100% collectively)<\/li>\n\n\n\n<li>Automatically pass ownership to the other owner(s) when one dies (known as the <em>right of survivorship<\/em>)<\/li>\n<\/ul>\n\n\n\n<p>This means you cannot leave your share in a Will.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Tenants in Common (UK)<\/strong><\/h3>\n\n\n\n<p>Under tenants in common, each owner:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Owns a specific share (equal or unequal)<\/li>\n\n\n\n<li>Can leave their share to anyone in a Will<\/li>\n\n\n\n<li>Does not automatically transfer ownership on death<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Quick Comparison Table<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Feature<\/strong><\/td><td><strong>Joint Tenants<\/strong><\/td><td><strong>Tenants in Common<\/strong><\/td><\/tr><tr><td>Ownership<\/td><td>Equal (shared whole)<\/td><td>Separate shares<\/td><\/tr><tr><td>Inheritance<\/td><td>Automatic transfer to co-owner<\/td><td>Passed via Will<\/td><\/tr><tr><td>Control<\/td><td>Limited individual control<\/td><td>Full control of your share<\/td><\/tr><tr><td>Best for<\/td><td>Married couples<\/td><td>Families, investors, caregivers<\/td><\/tr><tr><td>Care planning<\/td><td>Less flexible<\/td><td>More flexible<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Which One Is Better for Care Planning?<\/strong><\/h3>\n\n\n\n<p>From a caregiver and family planning perspective:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Joint tenants<\/strong> works best for couples who want the surviving partner to inherit everything automatically.<\/li>\n\n\n\n<li><strong>Tenants in common<\/strong> works better when families want to:\n<ul class=\"wp-block-list\">\n<li>Protect children\u2019s inheritance<\/li>\n\n\n\n<li>Plan for care home fees<\/li>\n\n\n\n<li>Reflect unequal financial contributions<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>Tenants in common provides more flexibility and control, especially when long-term care, inheritance, or blended family situations are involved.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Simple Rule of Thumb<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Choose joint tenants if you want simplicity and automatic inheritance<\/li>\n\n\n\n<li>Choose tenants in common if you want control, flexibility, and estate planning options<\/li>\n<\/ul>\n\n\n\n<p>Understanding the difference between joint tenants and tenants in common is essential before buying property, especially when care needs and family dynamics play a role.<\/p>\n\n\n\n<p><strong>READ MORE: <a href=\"https:\/\/caresyncexperts.co.uk\/wp\/what-is-ssp-rate-2026-update\/\" data-type=\"post\" data-id=\"782\">What is the SSP rate? 2026 Update for Care Businesses<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Real-Life Care Scenario: Why Families Choose Tenants in Common<\/strong><\/h2>\n\n\n\n<p>Understanding tenants in common becomes much clearer when you look at real care situations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Scenario: Protecting a Parent\u2019s Share for Children<\/strong><\/h3>\n\n\n\n<p>A widowed parent moves in with a new partner later in life. They buy a home together, but the parent wants to ensure their children still inherit their portion of the property.<\/p>\n\n\n\n<p>If they choose joint tenants, the entire property would automatically pass to the partner if the parent dies.<\/p>\n\n\n\n<p>If they choose tenants in common, the parent can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Own a defined share (e.g. 50%)<\/li>\n\n\n\n<li>Leave that share to their children in a Will<\/li>\n\n\n\n<li>Protect family inheritance while still co-owning the property<\/li>\n<\/ul>\n\n\n\n<p>Tenants in common allows families to balance current living arrangements with future inheritance planning.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Scenario: Planning Around Care Home Fees<\/strong><\/h3>\n\n\n\n<p>An older adult requires long-term care. The local authority assesses their finances to determine care home fees.<\/p>\n\n\n\n<p>With tenants in common:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Only the individual\u2019s share of the property may be considered<\/li>\n\n\n\n<li>The remaining share still belongs to the other owner<\/li>\n<\/ul>\n\n\n\n<p>This structure can provide more flexibility during financial assessments, although outcomes depend on local authority rules.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Scenario: Unequal Contributions Between Family Members<\/strong><\/h3>\n\n\n\n<p>A caregiver or adult child contributes more toward:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The deposit<\/li>\n\n\n\n<li>Mortgage payments<\/li>\n\n\n\n<li>Property improvements<\/li>\n<\/ul>\n\n\n\n<p>With a tenancy in common, ownership can reflect this:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Parent: 40%<\/li>\n\n\n\n<li>Child: 60%<\/li>\n<\/ul>\n\n\n\n<p>This avoids disputes later and ensures fairness.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why This Matters for Caregivers<\/strong><\/h3>\n\n\n\n<p>Caregivers often support families through:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Financial decisions<\/li>\n\n\n\n<li>Long-term planning<\/li>\n\n\n\n<li>Property transitions<\/li>\n<\/ul>\n\n\n\n<p>Without the right ownership structure, families may face:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Inheritance disputes<\/li>\n\n\n\n<li>Loss of control over property<\/li>\n\n\n\n<li>Complications during care assessments<\/li>\n<\/ul>\n\n\n\n<p>Tenants in common gives families clarity, control, and protection\u2014especially when care needs and complex family dynamics are involved.<\/p>\n\n\n\n<p>In real life, most families do not think about ownership structures until a crisis happens. Choosing tenants in common early helps prevent difficult decisions later.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Disadvantages of Tenants in Common (What Families Must Consider)<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"936\" src=\"https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/tenants-in-common-meaning-uk-1024x936.png\" alt=\"Tenants in Common Meaning UK\" class=\"wp-image-804\" srcset=\"https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/tenants-in-common-meaning-uk-1024x936.png 1024w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/tenants-in-common-meaning-uk-300x274.png 300w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/tenants-in-common-meaning-uk-768x702.png 768w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/tenants-in-common-meaning-uk-1536x1403.png 1536w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/tenants-in-common-meaning-uk-2048x1871.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><em>Tenants in Common Meaning <\/em>UK<\/figcaption><\/figure>\n\n\n\n<p>While tenants in common offers flexibility, it also comes with risks that caregivers and families should understand before making a decision.<\/p>\n\n\n\n<p>The main disadvantages of tenants in common relate to complexity, potential disputes, and lack of automatic protection for co-owners.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. No Automatic Inheritance<\/strong><\/h3>\n\n\n\n<p>Unlike joint tenants, ownership does not pass automatically to the surviving owner.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The deceased\u2019s share goes to beneficiaries named in a Will<\/li>\n\n\n\n<li>If no Will exists, intestacy rules apply<\/li>\n<\/ul>\n\n\n\n<p>This can create uncertainty for the surviving partner, especially in care situations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Risk of Ownership Disputes<\/strong><\/h3>\n\n\n\n<p>Because each owner holds a separate share, disagreements can arise over:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Selling the property<\/li>\n\n\n\n<li>Managing the home<\/li>\n\n\n\n<li>Financial responsibilities<\/li>\n<\/ul>\n\n\n\n<p>These tenants in common problems often occur when expectations are not clearly documented.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Complex Ownership After Death<\/strong><\/h3>\n\n\n\n<p>When a share passes to beneficiaries:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>New co-owners may become involved (e.g. children)<\/li>\n\n\n\n<li>The surviving owner may need to deal with multiple parties<\/li>\n<\/ul>\n\n\n\n<p>This can make decisions harder, especially during emotional or care-related periods.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Selling the Property Can Be Difficult<\/strong><\/h3>\n\n\n\n<p>One owner cannot always sell the whole property without agreement.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A share can sometimes be sold independently<\/li>\n\n\n\n<li>But disputes may require legal intervention<\/li>\n<\/ul>\n\n\n\n<p>This creates delays and added stress for families.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Requires Proper Legal Documentation<\/strong><\/h3>\n\n\n\n<p>Without a Declaration of Trust:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ownership shares may become unclear<\/li>\n\n\n\n<li>Financial contributions may not be protected<\/li>\n<\/ul>\n\n\n\n<p>Many disadvantages of tenants in common come from poor documentation rather than the structure itself.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. Not Always Effective for Care Fee Planning<\/strong><\/h3>\n\n\n\n<p>Some families use tenants in common to manage care home fees, but:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Local authorities can challenge arrangements<\/li>\n\n\n\n<li>They may view changes as \u201cdeliberate deprivation of assets\u201d<\/li>\n<\/ul>\n\n\n\n<p>This means outcomes are not guaranteed<\/p>\n\n\n\n<p><strong>SEE ALSO: <a href=\"https:\/\/caresyncexperts.co.uk\/wp\/dwp-benefit-scrapping-2026-latest-update\/\" data-type=\"post\" data-id=\"771\">DWP Benefit Scrapping 2026: Latest Update<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Balanced View<\/strong><\/h2>\n\n\n\n<p>Tenants in common provides control and flexibility, but it also demands:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Clear planning<\/li>\n\n\n\n<li>Strong legal documentation<\/li>\n\n\n\n<li>Open communication between owners<\/li>\n<\/ul>\n\n\n\n<p>For caregivers, the goal is not just choosing an ownership type\u2014but choosing one that avoids future conflict while supporting care and inheritance planning.<\/p>\n\n\n\n<p>Understanding these tenants in common problems helps families make informed decisions and avoid complications later.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Can Tenants in Common Affect Care Home Fees?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"887\" src=\"https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/Tenants-in-Common-vs-Joint-Tenants-1024x887.png\" alt=\"\" class=\"wp-image-805\" srcset=\"https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/Tenants-in-Common-vs-Joint-Tenants-1024x887.png 1024w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/Tenants-in-Common-vs-Joint-Tenants-300x260.png 300w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/Tenants-in-Common-vs-Joint-Tenants-768x665.png 768w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/Tenants-in-Common-vs-Joint-Tenants-1536x1330.png 1536w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/Tenants-in-Common-vs-Joint-Tenants-2048x1773.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><em>Tenants in Common vs Joint Tenants<\/em><\/figcaption><\/figure>\n\n\n\n<p>For many families, one of the biggest concerns is how property ownership impacts care home fees. This is where tenants in common often becomes part of the conversation.<\/p>\n\n\n\n<p>Tenants in common can affect care home fees because local authorities may assess only the individual\u2019s share of the property, rather than the full value.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How Care Home Fee Assessments Work<\/strong><\/h3>\n\n\n\n<p>When someone requires residential care, the local authority carries out a means test. This assessment looks at:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Savings and income<\/li>\n\n\n\n<li>Property ownership<\/li>\n\n\n\n<li>Other assets<\/li>\n<\/ul>\n\n\n\n<p>If a person owns property outright, its full value may be considered. However, with tenants in common, the situation can differ.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What Happens With Tenants in Common?<\/strong><\/h3>\n\n\n\n<p>Because ownership is split:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Only the individual\u2019s percentage share may be assessed<\/li>\n\n\n\n<li>The co-owner\u2019s share remains separate<\/li>\n\n\n\n<li>The property may not need to be sold immediately<\/li>\n<\/ul>\n\n\n\n<p>This can provide more flexibility for families, especially where another person continues living in the home.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Important Limitations to Understand<\/strong><\/h3>\n\n\n\n<p>While this structure can help, it is not a guaranteed solution.<\/p>\n\n\n\n<p>Local authorities may:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Investigate recent ownership changes<\/li>\n\n\n\n<li>Challenge arrangements made to reduce fees<\/li>\n\n\n\n<li>Apply \u201cdeliberate deprivation of assets\u201d rules<\/li>\n<\/ul>\n\n\n\n<p>If authorities believe tenants in common was set up purely to avoid care costs, they may still include the full value in the assessment.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why This Matters for Caregivers<\/strong><\/h3>\n\n\n\n<p>Caregivers often support families navigating:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Financial assessments<\/li>\n\n\n\n<li>Property decisions<\/li>\n\n\n\n<li>Long-term care planning<\/li>\n<\/ul>\n\n\n\n<p>Understanding tenants in common care home fees helps caregivers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Set realistic expectations<\/li>\n\n\n\n<li>Avoid risky assumptions<\/li>\n\n\n\n<li>Guide families toward informed decisions<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Practical Takeaway<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tenants in common may reduce financial exposure, but it does not eliminate care costs<\/li>\n\n\n\n<li>Proper legal and financial advice is essential before making changes<\/li>\n\n\n\n<li>Early planning is more effective than last-minute adjustments<\/li>\n<\/ul>\n\n\n\n<p>In practice, families use tenants in common as one part of a broader care planning strategy, not a standalone solution.<\/p>\n\n\n\n<p><strong>MORE: <a href=\"https:\/\/caresyncexperts.co.uk\/wp\/scotland-pip-adp-update-2026\/\" data-type=\"post\" data-id=\"760\">Scotland PIP ADP Update 2026: What Care Businesses and Claimants Must Know<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Joint Tenants or Tenants in Common: Which Should You Choose?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"785\" height=\"1024\" src=\"https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/What-Is-Tenancy-In-Common_-785x1024.png\" alt=\"\" class=\"wp-image-806\" srcset=\"https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/What-Is-Tenancy-In-Common_-785x1024.png 785w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/What-Is-Tenancy-In-Common_-230x300.png 230w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/What-Is-Tenancy-In-Common_-768x1002.png 768w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/What-Is-Tenancy-In-Common_-1177x1536.png 1177w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/What-Is-Tenancy-In-Common_-1569x2048.png 1569w, https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/What-Is-Tenancy-In-Common_-scaled.png 1961w\" sizes=\"auto, (max-width: 785px) 100vw, 785px\" \/><figcaption class=\"wp-element-caption\"><em>What Is Tenancy In Common<\/em><\/figcaption><\/figure>\n\n\n\n<p>Choosing between joint tenants or tenants in common depends on your goals around ownership, inheritance, and care planning.<\/p>\n\n\n\n<p>The right choice depends on whether you prioritise simplicity or long-term control.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Choose Joint Tenants If You Want Simplicity<\/strong><\/h3>\n\n\n\n<p>Joint tenants works best when:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You are a couple with shared finances<\/li>\n\n\n\n<li>You want the property to pass automatically to your partner<\/li>\n\n\n\n<li>You prefer a straightforward ownership structure<\/li>\n<\/ul>\n\n\n\n<p>With joint tenants, the surviving owner inherits the property without legal complications.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Choose Tenants in Common If You Want Control<\/strong><\/h3>\n\n\n\n<p>Tenancy in common vs joint tenants becomes clearer when control matters.<\/p>\n\n\n\n<p>Choose tenants in common if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You want to leave your share to children or other beneficiaries<\/li>\n\n\n\n<li>You are part of a blended family<\/li>\n\n\n\n<li>You contributed unequal amounts to the property<\/li>\n\n\n\n<li>You want flexibility in estate and care planning<\/li>\n<\/ul>\n\n\n\n<p>This option gives you full control over your share<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Caregiver Perspective: What Works Best?<\/strong><\/h3>\n\n\n\n<p>From a care planning standpoint:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Joint tenants can create challenges if inheritance needs to be split across family members<\/li>\n\n\n\n<li>Tenants in common allows families to protect assets and plan for future care needs<\/li>\n<\/ul>\n\n\n\n<p>Many families choose tenants in common when they want to balance care planning with inheritance protection.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Simple Decision Guide<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Go with joint tenants for ease and automatic inheritance<\/li>\n\n\n\n<li>Go with tenants in common for flexibility, protection, and long-term planning<\/li>\n<\/ul>\n\n\n\n<p>There is no one-size-fits-all answer. The best option depends on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Family structure<\/li>\n\n\n\n<li>Financial contributions<\/li>\n\n\n\n<li>Future care needs<\/li>\n<\/ul>\n\n\n\n<p>Understanding the tenancy in common versus joint tenancy decision helps families avoid costly mistakes and plan with confidence.<\/p>\n\n\n\n<p><strong>READ: <a href=\"https:\/\/caresyncexperts.co.uk\/wp\/what-is-work-capability-assessment-2026\/\" data-type=\"post\" data-id=\"746\">What is the Work Capability Assessment? 2026 Update for Care Businesses<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Martin Lewis Says About Tenants in Common<\/strong><\/h2>\n\n\n\n<p>When people search for \u201cMartin Lewis tenants in common\u201d, they usually want a simple answer: <em>Is this a smart financial move?<\/em><\/p>\n\n\n\n<p>While Martin Lewis does not give one-size-fits-all advice, his guidance on property and inheritance consistently focuses on protecting assets, planning ahead, and avoiding unintended outcomes.<\/p>\n\n\n\n<p>Martin Lewis generally supports using tenants in common where it helps protect inheritance and provides better financial control.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Key Takeaways from His Approach<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Plan for the future, not just the present<\/strong><strong><br><\/strong>Property ownership should reflect long-term goals, including inheritance and care planning.<\/li>\n\n\n\n<li><strong>Use a Will alongside tenants in common<\/strong><strong><br><\/strong>Without a valid Will, your share may not go where you intend.<\/li>\n\n\n\n<li><strong>Get proper legal advice<\/strong><strong><br><\/strong>Property ownership decisions can have lasting financial and legal consequences.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why This Matters for Families and Caregivers<\/strong><\/h3>\n\n\n\n<p>From a caregiver perspective, this aligns with real-world needs:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Families want to protect children\u2019s inheritance<\/li>\n\n\n\n<li>Individuals want control over their share of property<\/li>\n\n\n\n<li>Care planning often requires clear financial structures<\/li>\n<\/ul>\n\n\n\n<p>This is where tenants in common becomes a practical tool, not just a legal concept.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>A Balanced View<\/strong><\/h3>\n\n\n\n<p>Martin Lewis often emphasises:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Avoid making decisions based purely on tax or fee avoidance<\/li>\n\n\n\n<li>Focus on legitimate planning, not loopholes<\/li>\n\n\n\n<li>Ensure all arrangements are transparent and properly documented<\/li>\n<\/ul>\n\n\n\n<p>Tenants in common works best when it forms part of a clear, well-documented financial and care planning strategy.<\/p>\n\n\n\n<p>In short, the principle behind Martin Lewis tenants in common advice is simple: Use it for control and protection, but only with proper planning and legal clarity.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common Problems to Avoid with Tenants in Common<\/strong><\/h2>\n\n\n\n<p>While tenants in common offers flexibility, many families run into issues because they overlook key details during setup.<\/p>\n\n\n\n<p>Most tenants in common problems come from poor planning, not the ownership structure itself.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. No Declaration of Trust<\/strong><\/h3>\n\n\n\n<p>A Declaration of Trust clearly defines:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ownership percentages<\/li>\n\n\n\n<li>Financial contributions<\/li>\n\n\n\n<li>What happens if the property is sold<\/li>\n<\/ul>\n\n\n\n<p>Without it:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Disputes become more likely<\/li>\n\n\n\n<li>Contributions may not be protected<\/li>\n<\/ul>\n\n\n\n<p>This is one of the most common tenants in common problems<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Unequal Payments Without Documentation<\/strong><\/h3>\n\n\n\n<p>In many cases, a joint mortgage paid by one person or uneven contributions create tension later.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>One person may pay more toward the deposit or mortgage<\/li>\n\n\n\n<li>Without written agreement, ownership may still appear equal<\/li>\n<\/ul>\n\n\n\n<p>This can lead to disputes when selling the property or dividing assets.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Lack of a Will<\/strong><\/h3>\n\n\n\n<p>With tenants in common, your share does not pass automatically.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If no Will exists, intestacy rules apply<\/li>\n\n\n\n<li>The share may go to unintended beneficiaries<\/li>\n<\/ul>\n\n\n\n<p>This creates avoidable complications for families and caregivers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Poor Communication Between Owners<\/strong><\/h3>\n\n\n\n<p>Disagreements can arise over:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Selling the property<\/li>\n\n\n\n<li>Maintenance costs<\/li>\n\n\n\n<li>Financial responsibilities<\/li>\n<\/ul>\n\n\n\n<p>Without clear agreements, small issues can escalate quickly.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Misunderstanding Care Fee Implications<\/strong><\/h3>\n\n\n\n<p>Some families assume tenants in common will automatically reduce care home fees.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>This is not guaranteed<\/li>\n\n\n\n<li>Local authorities may challenge arrangements<\/li>\n<\/ul>\n\n\n\n<p>Relying on assumptions can lead to financial surprises.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. Adding Unintended Co-Owners After Death<\/strong><\/h3>\n\n\n\n<p>When a share passes to beneficiaries:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>New owners may become involved (e.g. children)<\/li>\n\n\n\n<li>Decision-making becomes more complex<\/li>\n<\/ul>\n\n\n\n<p>This can make selling or managing the property more difficult.<\/p>\n\n\n\n<p><strong>ALSO: <a href=\"https:\/\/caresyncexperts.co.uk\/wp\/uk-state-pension-age-increase-2026\/\" data-type=\"post\" data-id=\"671\">UK State Pension Age Increase 2026: What Care Businesses Need to Know<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Practical Advice<\/strong><\/h2>\n\n\n\n<p>To avoid these issues:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Always create a Declaration of Trust<\/li>\n\n\n\n<li>Document all financial contributions clearly<\/li>\n\n\n\n<li>Ensure each owner has a valid Will<\/li>\n\n\n\n<li>Communicate expectations early<\/li>\n\n\n\n<li>Seek legal advice where necessary<\/li>\n<\/ul>\n\n\n\n<p>Tenants in common works best when families treat it as a structured agreement, not just a property arrangement.<\/p>\n\n\n\n<p>By addressing these risks early, families and caregivers can use tenants in common effectively, without facing unnecessary complications later.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Final Summary<\/strong><\/h2>\n\n\n\n<p>Tenants in common offers a flexible way to own property in the UK, especially for families and caregivers planning for the future.<\/p>\n\n\n\n<p>Tenants in common allows each owner to hold a defined share of a property and pass it on through a Will, rather than automatically transferring ownership like joint tenants.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What This Means in Practice<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can protect inheritance for children or beneficiaries<\/li>\n\n\n\n<li>You can reflect unequal financial contributions<\/li>\n\n\n\n<li>You gain more control over your share of the property<\/li>\n\n\n\n<li>You can align property ownership with care planning goals<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>When It Works Best<\/strong><\/h3>\n\n\n\n<p>Tenants in common is particularly useful when:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Families want to plan for care home fees and long-term support<\/li>\n\n\n\n<li>There are blended families or dependents to consider<\/li>\n\n\n\n<li>Owners want clarity over who gets what and when<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Key Consideration<\/strong><\/h3>\n\n\n\n<p>While it offers flexibility, tenants in common also requires:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Clear documentation (Declaration of Trust)<\/li>\n\n\n\n<li>A valid Will<\/li>\n\n\n\n<li>Open communication between owners<\/li>\n<\/ul>\n\n\n\n<p>Choosing between joint tenants or tenants in common is not just a legal decision, it is a financial and care planning decision.<\/p>\n\n\n\n<p>When used correctly, tenants in common helps families protect assets, reduce uncertainty, and plan with confidence for the future.<\/p>\n\n\n\n<p>For caregivers and families alike, understanding tenants in common meaning ensures that property ownership supports both present needs and future care decisions.<\/p>\n\n\n\n<p><strong><em>Care Sync Experts helps caregiver businesses and families structure property ownership correctly, protect inheritance, and navigate complex care planning decisions with confidence.<\/em><\/strong><\/p>\n\n\n\n<p><strong><em><a href=\"https:\/\/caresyncexperts.co.uk\/\">Speak to our team today <\/a>and ensure your property and care strategy supports the people who matter most.<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>FAQ<\/strong><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1777066921561\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Does marriage override tenants in common in the UK?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, marriage does not override a tenancy in common arrangement. Even if you are married, each spouse still owns their defined share of the property. That share will pass according to their Will, not automatically to the surviving spouse. This is why many married couples choose tenants in common when they want to protect children\u2019s inheritance.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1777066932450\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Can I change from tenants in common to joint tenants?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, you can switch from tenants in common to joint tenants, but all owners must agree. This process is known as \u201cmerging the titles\u201d and usually involves updating the property records with HM Land Registry. It\u2019s advisable to seek legal advice before making this change, as it affects inheritance rights.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1777066943045\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What are the risks of joint tenancy?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The main risk of joint tenants is the lack of control over inheritance. When one owner dies, their share automatically passes to the surviving owner, regardless of what is written in a Will. This can create problems in blended families or where children from previous relationships need to be considered.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1777066953886\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Can a surviving tenant in common sell the property in the UK?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A surviving tenant in common cannot usually sell the entire property alone. They can only deal with their own share unless all co-owners or beneficiaries agree. If disagreements arise, the matter may require legal resolution, which can delay the sale process.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Tenants in common meaning uk: Tenants in common is a form of UK property co-ownership where two or more people own specific shares of a property, which can be equal or unequal. Unlike joint tenants, each owner controls their share and can leave it to anyone in a Will instead of it automatically passing to [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":802,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[189,188],"class_list":["post-794","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-tenants","tag-tenants-in-common"],"jetpack_featured_media_url":"https:\/\/caresyncexperts.co.uk\/wp\/wp-content\/uploads\/2026\/04\/What-Is-Tenants-in-Common-Meaning-UK-2026-Update.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/caresyncexperts.co.uk\/wp\/wp-json\/wp\/v2\/posts\/794","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/caresyncexperts.co.uk\/wp\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/caresyncexperts.co.uk\/wp\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/caresyncexperts.co.uk\/wp\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/caresyncexperts.co.uk\/wp\/wp-json\/wp\/v2\/comments?post=794"}],"version-history":[{"count":2,"href":"https:\/\/caresyncexperts.co.uk\/wp\/wp-json\/wp\/v2\/posts\/794\/revisions"}],"predecessor-version":[{"id":808,"href":"https:\/\/caresyncexperts.co.uk\/wp\/wp-json\/wp\/v2\/posts\/794\/revisions\/808"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/caresyncexperts.co.uk\/wp\/wp-json\/wp\/v2\/media\/802"}],"wp:attachment":[{"href":"https:\/\/caresyncexperts.co.uk\/wp\/wp-json\/wp\/v2\/media?parent=794"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/caresyncexperts.co.uk\/wp\/wp-json\/wp\/v2\/categories?post=794"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/caresyncexperts.co.uk\/wp\/wp-json\/wp\/v2\/tags?post=794"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}